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Buying GUIDE

What to check before buying a home

A practical starting point for your budget, property search, and due diligence.

Start with your real-life priorities

List your must-haves, flexible preferences, timing, and ongoing maintenance expectations. Consider how the property will work for your routine—not just how it photographs.

Set a budget with qualified professionals

Discuss financing with a lender before committing to a price range. Look beyond principal and interest to taxes, insurance, association dues, utilities, and maintenance. Compare written Loan Estimates rather than only advertised rates.

Research the individual property

Review disclosures and available records. Ask about inspections, access, drainage, utilities, permits, and any restrictions on your intended use. Contract deadlines and protections depend on the transaction; Julie can help coordinate the questions.

Build your plan with Julie

Bring a shortlist, a property link, or simply your priorities. Julie can help organize tours, compare tradeoffs, and prepare an offer strategy.

Educational guidance, not legal, tax, lending, or investment advice. Verify property-specific facts and current requirements with qualified professionals.

CFPB: Understanding a Loan Estimate ↗